Read the full article by Donna Campbell on the National Jurist website. Get started below…
For years, there was an assumption that if you were admitted to law school, federal loans would cover the cost. That assumption is changing.
New federal regulations in the One Big Beautiful Bill Act are reshaping how to finance a J.D., placing firm caps on annual borrowing and eliminating Grad PLUS loans for new borrowers.
Moving forward, paying for legal education will require earlier planning, stronger credit awareness and a deeper commitment to financial wellness.
The shift may sound intimidating, but it also presents an opportunity. If you approach law school financing with strategy, financial literacy and a long-term wellness mindset, this can reduce stress, protect future career choices and build a more stable foundation for life after graduation.
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